It is true that for many of people their Business in their biggest asset. Experience has shown that few business owners take the time to consider the practical issues of an untimely death or disability of one of the partners in the business.
This can lead to an enormous amount of stress and heartache for the existing partners as well as the family of the deceased. The uncertainty around valuation, cash flow and business continuity create many unnecessary worries.
If you are in a partnership, a joint member of a Closed Corporation - CC, or a shareholder in a PTY Ltd then you need to find out about and implement a valid Buy and Sell agreement.
A professional financial planner from NCJ can walk you through the entire process and help you implement a Buy and sell to meet the needs of your company.
Click below if you would like someone to contact you to discuss Business continuity in the comfort of your own offices.

Many businesses recognise their staff to be the most valuable asset in their business. What would be the financial impact should a key person die or become disabled.
Profits may be affected
Clientele may be lost
The creditworthiness of the business may be affected
How can the business protect itself? The solution is to take out key person insurance on the lives of these key staff members.
Click below if you would like someone to contact you to discuss Key person Insurance in the comfort of your own offices.

NCJ Commercial has access to over 300 of the top unit trust fund managers in SA. We offer low cost access to the best of Local and international funds through one administration point.
With access to fund managers like Alan Grey, Coronation and Investec we will assists in structuring an investment to suite your personal needs that is flexible and low cost, while returning top quartile returns on a regular basis.
Weather you have a lump sum to invest, need information on retirement planning or education saving we can help
Click below if you would like someone to contact you to discuss any areas of investment planning in the comfort of your own offices.

NCJ commercial cater for both individuals and companies with regards medical cover. With a wide range of plans from Hospital plans to fully comprehensive cover we are able tailor a solution to meet you personal needs.
Click below if you would like someone to contact you to discuss any areas of medical cover in the comfort of your own offices.